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Portuguese Speaking Countries Business


Portuguese Speaking Countries Business


Well Link Bank is committed to enhance Macau’s role as a business and financial platform between China and Portuguese Speaking Countries (PSC). By building strong and enduring relationships with Clients doing business between China, Macau and the Portuguese Speaking Countries and through the provision of tailored financial solutions, we aim to be able to enable growth and create value.


Well Link Bank is a Macau based fully licensed Bank with a diversified shareholding base, spreading its strong linkages to Macau, Hong Kong, Shenzhen and Portugal, the latter through Novo Banco, S.A which maintains a relevant shareholding position. Additionally, the Bank’s track record - operating since 1997 - in dealing with Portuguese Speaking Countries, and its employees experience and fluency in Mandarin, Cantonese, Portuguese and English languages provides a unique mix of competences that we wish to place at your service in enabling you and your company to efficiently bridge your business to and from China.


Macau is the right gateway for business with the Portuguese Speaking Countries! Know the advantages of having your business in Macau.

Well Link Bank can provide the following services to support Trade and Investment between China and the Portuguese Speaking Countries:


  • Cash Management - Have a multi-currency cash management approach in the most widely used currencies. Having multicurrency accounts enables your company to quickly and efficiently manage your payments and receivables needs, namely in MOP, HKD, RMB, USD and EUR among others.


  • Term Deposits - Benefit from very competitive interest rates within a wide array of maturities giving your company risk free return for idle balances.


  • Remittances and Cheques - As a full-fledged Macau Bank, you may initiate domestic and International remittances in most major currencies, namely in Renminbi (RMB). You may also as pay through your own personalized cheque book or request Cashier’s Orders.


  • Treasury Solutions – WLB provides solutions for your international business treasury needs. You may hedge your position in different currencies in order to mitigate your exposure to market fluctuations by locking in FX prices and/or take advantage of market fluctuations in the spot market by buying and selling currencies at very competitive rates adjusting your Treasury position accordingly.


  • Trade Finance Solutions – We support your business through an array of trade finance instruments that facilitate commerce between Chinese and PSC companies and minimize risk. Ranging from plain documentary collections to Import Letters of Credit (LC), LC advising and confirmation, LC discounting as well other forms of financing, namely Trust Receipts and forfaiting, WLB has experience and know how to guide you through the solutions that are more adjusted to your Company’s business model.


  • Working Capital and Investment – Dependent on your business specific needs, Well Link Bank may finance short term working capital needs as well as longer term investments through a diverse array of credit solutions such as overdrafts, revolving loans and term loans.


  • Capital Markets and Investment Advisory – Resorting to its own expertise, networking and to its sister Hong Kong company “Well Link Securities”, we may help your business access the Hong Kong financial market, broadening your financing and investment opportunities.


  • International Business Facilitation – Our aim is to help your company become successful in new markets supporting Business internationalization in both directions. In order to do so, we resort to our international Correspondent Banking Network and also to our strong business foundations in the Great Bay Area – Macau, Hong Kong and Guangdong province, namely Guangzhou and Shenzhen. We can facilitate your company’s reach to local Chinese businesses, tap institutional funding programs from Macau and China as well as help your company materialize investments abroad, such as real estate investments like the  Golden Visa Residence Program in Portugal.