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Director and Supervisor

"Operate first-class bank with high-end talents"

Well Link Bank firmly believes in “operating first-class bank with high-end talents”. Our appointed management team has very rich practical banking experience. About half of the Board of Directors members served as senior bank officials. One was appointed as senior management personnel of the World Bank, and other three members have professional practical operating experience in large banks. The remaining of the Board of Directors members are successful entrepreneurs and lawyers. In addition, existing management personnel are conductive to maintain our good cooperative relationship with Portuguese-speaking countries.  


Professional Team

Mr. Zhang Sheng Man

Chairman of Board of Directors, Well Link Bank

Mr. Zhang is a reputable international banker with extensive experience. He worked in the PRC Ministry of Finance in 1981-1993, in the capacity of Deputy Director and Vice Secretary. In 1993-2005, he held several senior positions at the World Bank, including Executive Director (China), Vice President cum Chief Secretary, Senior Vice President, Chairman of Operations Committee, Sanctions Committee and Anti- Fraud and Corruption Committee. Mr. Zhang then joined Citigroup in 2006-2016, and held senior positions including the Vice Chairman of Global Banking, Chairman of the Public Sector and Chief Operating Officer, Vice-CEO and Chairman of Asia Pacific Region. In addition, he was a Non-Executive Director of the Hong Kong Securities and Futures Commission in 2007-2010.

Mr. Ng Man Kung

Chairman of Supervisory Board, Well Link Bank

Based in Hong Kong, Mr. Ng is an industry veteran with more than four decades of experience in banking. He was appointed as the Managing Director and General Manager of Chiyu Banking Corporation Limited in 1992, and as the Vice-Chairman and Chief Executive in 2001. He retired from Chiyu in 2012. In 2014-15 he was a business consultant for China Orient Asset Management (International) Holdings Limited. He also holds INED (independent non-executive director) positions for several listed companies in Hong Kong. Mr. Ng was a member of the council of the Hong Kong Polytechnic University from 1999 to 2003 and a member of Fujian Provincial Committee of the Chinese People’s Political Consultative Conference from 1993 to 2013.

Mr. Xu Chujia - Non-Executive Director

Chairman of Board of Directors of Well Link Financial Group

Mr. Paulo Jorge Fernandes Franco - Non-Executive Director

Head of Corporate Marketing Department at NOVO BANCO, S.A.

Mr. Lao Pun Lap - Independent Non-Executive Director

Doctor of Economics from Jinan University, China. Chairman of the Macau Economic Association. Former member of The Preparatory Committee for the Macao Special Administrative Region; Executive Chief of the Macao Policy Research Office; member of the Third Legislative Assembly of the Macao Special Administrative Region, and member of the Supervisory Board of Monetary Authority of Macao (AMCM).

Mr. António José Félix Pontes -  Independent Non-Executive Director
Mr. Pontes is the General Representative in Macau of the Greater Bay Area Impact Forum Foundation (GBAIFF) . He has previously served as a member of the Legislative Assembly of Macau, a member of the Advisory Board of the Basic Law of Macau, a member of the the Monetary Authority of Macau (AMCM), the Chairman of the Management Committee of the Macau Institute of Financial Studies, and the President of the International Association of Insurance Fraud Agencies (IAIFA).

Mr. So Shing Shun - Independent Non-Executive Director

Former General Manager of BOC Credit Card (International) Limited; Chair of Board of Directors of Nova Credit Limited.

Mr. Huang Ruisheng – Executive Director and CEO

Served more than 21 years in China Construction Bank Shenzhen Branch, successively as Deputy General Manager of Information Technology Department and Personal Finance Department, and as General Manager of Network Finance Department ( Shenzhen Product Innovation Lab)

Mr. Lo Kit Sang - Executive Director and Executive Vice President and Chief Financial Officer     

Mr. Lo has over 45 years of experience in the banking industry and has held a number of key banking positions, including Senior Financial Management Manager of BOC Hong Kong and General Manager of the Financial Management Department of Nanyang Commercial Bank (China).    

Mr. Cai Kunshan – Executive Director and Vice President

Mr. Cai served in ABC Shenzhen Branch from 2000 and transferred to Main Branch in 2009, where he served successively as senior specialist of Private Banking Department Preparatory Office, deputy general manager of Private Banking Department Marketing Division and general manager of Private Banking Comprehensive Management Division.


Mr. Vong Hin Fai - Supervisory Board Member

Registered Lawyer and private notary in Macau, and appointed as the Deputy to the National People's Congress (NPC); Member of The Committee for the Basic Law of the Macau Special Administrative Region Under NPCSC; Member of the Legislative Assembly of Macau; President of The Macau Association of Lawyers.

CSC & Associates, Certified Public Accountants(Represented by Mr. Mok Chi Meng) - Supervisory Board Member

Founded by Mr. Chui Sai Cheong, member of the Legislative Council of Macao and certified accountant.